{"id":6083,"date":"2021-10-05T10:00:41","date_gmt":"2021-10-05T10:00:41","guid":{"rendered":"https:\/\/www.francescopaese.it\/property-donation-lets-clarify\/"},"modified":"2025-10-07T15:34:50","modified_gmt":"2025-10-07T15:34:50","slug":"property-donation-lets-clarify","status":"publish","type":"post","link":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/","title":{"rendered":"Property Donation: Let\u2019s Clarify"},"content":{"rendered":"

Donations can involve both movable<\/a> and immovable assets<\/strong>, and in this article, we will focus
on the latter.<\/p>\n

From a legal perspective, the donation of a property is a gratuitous contract with real effects,
where the right of ownership is transferred by the mere expression of consent and does not
require delivery, which is instead provided for donations of modest value.<\/p>\n

How to Donate a Property:<\/strong><\/h2>\n
    \n
  • To carry out the donation, the notary must verify the ownership of the asset, the
    existence of any mortgages and foreclosures, as well as certify the conformity between
    the cadastral registration and the results of the municipal registers.<\/li>\n<\/ul>\n

    Furthermore, in the case of:<\/p>\n

      \n
    • a house or an apartment; cadastral data, conformity of floor plans, and possibly, if
      requested by the notary, the EPC (Energy Performance Certificate) must be indicated.<\/li>\n
    • a plot of land; the Urban Planning Certificate must be indicated in the deed.<\/li>\n<\/ul>\n

      Afterward, the transcription, registration, and transfer of ownership of the property can proceed.<\/p>\n

      <\/h2>\n

      Advantages of Property Donations<\/strong><\/h2>\n

      In Italy, property donation is a widely used practice, especially in family relationships, because,
      from a fiscal point of view, there are very broad allowances that lead to exemption from donation
      tax. Therefore, it can be more convenient than selling, especially for succession planning purposes,
      as it allows assigning one or more properties to future heirs using a currently favorable tax
      regime for donations, which provides, for example, in a direct line, an exemption of 1 million
      euros. <\/p>\n

      In the case of a donation of immovable property, the donor does not bear the same
      responsibilities provided by law in the event of a sale: for example, they have no obligation to
      remedy any defects in the asset.<\/p>\n

      How a Donation Can Become Risky<\/strong><\/h2>\n

      On the other hand, however, it is also true that a donation, unlike a sale, does not render the
      transfer of the ownership unchallengeable<\/strong>. In fact: <\/p>\n

      the beneficiary <\/strong>remains exposed to future actions by the donor\u2019s heirs for<\/p>\n

        \n
      • 10 years from the opening of the donor\u2019s succession<\/li>\n
      • 20 years from the transcription of the donation<\/li>\n<\/ul>\n

        Theoretically, even third-parties<\/strong> who have purchased the property from the donee are
        exposed to action by the heirs for 20 years.<\/p>\n

        If a loan is needed and the donated property is offered as mortgage collateral, the bank might
        not accept it, and similarly, it might refuse to grant the mortgage to the buyer of a property
        originating from a donation by the previous owner.<\/p>\n

        What Can and Cannot Be Donated<\/strong><\/h2>\n
          \n
        • the right of ownership<\/strong> over the immovable asset;<\/li>\n
        • other real rights<\/strong> over the asset, such as usufruct or surface rights.<\/li>\n<\/ul>\n

          Donation with Reservation of Usufruct<\/strong><\/h2>\n

          Donation with reservation is often used, meaning the donor transfers ownership of the asset but
          reserves the usufruct: for example, an elderly parent gives the house to their child but retains
          the right to continue living there for life.<\/p>\n

          Costs of Donation<\/strong><\/h2>\n
            \n
          • Notary fees, starting from \u20ac2000.<\/li>\n
          • Taxes (registration, stamp, donation, mortgage, and cadastral) of which:<\/li>\n
          • registration tax<\/strong> at a fixed rate of \u20ac200.00,<\/li>\n
          • stamp duty<\/strong> at a fixed rate of \u20ac230.00,<\/li>\n
          • mortgage tax<\/strong> at a rate of \u20ac90.00.<\/li>\n
          • Mortgage tax equal to 2% of the property’s value.<\/li>\n
          • Cadastral tax of 1% of the property’s value.<\/li>\n<\/ul>\n

            Therefore, assuming the donated property has a value of \u20ac\u20ac\u20ac250,000 euros, the following must
            be paid:<\/p>\n

              \n
            • \u20ac5.000 in mortgage tax (2%)<\/li>\n
            • \u20ac2,500 in cadastral tax (1%)<\/li>\n<\/ul>\n

              On the other hand, if the donation concerns the “first home<\/strong>“, taxes are due at a fixed rate of
              \u20ac200 each (\u20ac200 for the mortgage tax and \u20ac200 for the cadastral tax).<\/p>\n

              Why Discuss it with a Wealth Advisor<\/strong><\/h2>\n

              While inheriting real estate assets is a welcome and positive event, it is not always guaranteed
              that such assets are truly estimable, profitable, and free from problems. Discussing it with
              someone who can rationalize its value and integrate it into a broader project, including other
              asset categories (especially financial ones), can therefore be very useful and allows for the right
              vision to define the best strategy to undertake. <\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":6082,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[32],"tags":[],"class_list":["post-6083","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-advice"],"yoast_head":"\nProperty Donation: Let\u2019s Clarify - Francesco Paese<\/title>\n<meta name=\"description\" content=\"The donation can concern not only movable assets but also immovable assets, and in this article we will talk about the latter:\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Property Donation: Let\u2019s Clarify - Francesco Paese\" \/>\n<meta property=\"og:description\" content=\"The donation can concern not only movable assets but also immovable assets, and in this article we will talk about the latter:\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/\" \/>\n<meta property=\"og:site_name\" content=\"Francesco Paese\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-05T10:00:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-07T15:34:50+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.francescopaese.it\/wp-content\/uploads\/2021\/06\/Donazione-di-immobili.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"540\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Francesco Paese\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Francesco Paese\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/\"},\"author\":{\"name\":\"Francesco Paese\",\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/#\\\/schema\\\/person\\\/da8bab95b1c1f40c012d7b7ff82ca65c\"},\"headline\":\"Property Donation: Let\u2019s Clarify\",\"datePublished\":\"2021-10-05T10:00:41+00:00\",\"dateModified\":\"2025-10-07T15:34:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/\"},\"wordCount\":1142,\"image\":{\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.francescopaese.it\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/Donazione-di-immobili.jpg\",\"articleSection\":[\"Financial advice\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/\",\"url\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/\",\"name\":\"Property Donation: Let\u2019s Clarify - Francesco Paese\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.francescopaese.it\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/Donazione-di-immobili.jpg\",\"datePublished\":\"2021-10-05T10:00:41+00:00\",\"dateModified\":\"2025-10-07T15:34:50+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/#\\\/schema\\\/person\\\/da8bab95b1c1f40c012d7b7ff82ca65c\"},\"description\":\"The donation can concern not only movable assets but also immovable assets, and in this article we will talk about the latter:\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.francescopaese.it\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/Donazione-di-immobili.jpg\",\"contentUrl\":\"https:\\\/\\\/www.francescopaese.it\\\/wp-content\\\/uploads\\\/2021\\\/06\\\/Donazione-di-immobili.jpg\",\"width\":1080,\"height\":540},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/property-donation-lets-clarify\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Property Donation: Let\u2019s Clarify\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/#website\",\"url\":\"https:\\\/\\\/www.francescopaese.it\\\/\",\"name\":\"Francesco Paese\",\"description\":\"Consulente finanziario | Consulente patrimoniale | Chieri Torino\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.francescopaese.it\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.francescopaese.it\\\/#\\\/schema\\\/person\\\/da8bab95b1c1f40c012d7b7ff82ca65c\",\"name\":\"Francesco Paese\",\"sameAs\":[\"https:\\\/\\\/www.francescopaese.it\"],\"url\":\"https:\\\/\\\/www.francescopaese.it\\\/en\\\/author\\\/frpaweb\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Property Donation: Let\u2019s Clarify - Francesco Paese","description":"The donation can concern not only movable assets but also immovable assets, and in this article we will talk about the latter:","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/","og_locale":"en_US","og_type":"article","og_title":"Property Donation: Let\u2019s Clarify - Francesco Paese","og_description":"The donation can concern not only movable assets but also immovable assets, and in this article we will talk about the latter:","og_url":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/","og_site_name":"Francesco Paese","article_published_time":"2021-10-05T10:00:41+00:00","article_modified_time":"2025-10-07T15:34:50+00:00","og_image":[{"width":1080,"height":540,"url":"https:\/\/www.francescopaese.it\/wp-content\/uploads\/2021\/06\/Donazione-di-immobili.jpg","type":"image\/jpeg"}],"author":"Francesco Paese","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Francesco Paese","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/#article","isPartOf":{"@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/"},"author":{"name":"Francesco Paese","@id":"https:\/\/www.francescopaese.it\/#\/schema\/person\/da8bab95b1c1f40c012d7b7ff82ca65c"},"headline":"Property Donation: Let\u2019s Clarify","datePublished":"2021-10-05T10:00:41+00:00","dateModified":"2025-10-07T15:34:50+00:00","mainEntityOfPage":{"@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/"},"wordCount":1142,"image":{"@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/#primaryimage"},"thumbnailUrl":"https:\/\/www.francescopaese.it\/wp-content\/uploads\/2021\/06\/Donazione-di-immobili.jpg","articleSection":["Financial advice"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/","url":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/","name":"Property Donation: Let\u2019s Clarify - Francesco Paese","isPartOf":{"@id":"https:\/\/www.francescopaese.it\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/#primaryimage"},"image":{"@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/#primaryimage"},"thumbnailUrl":"https:\/\/www.francescopaese.it\/wp-content\/uploads\/2021\/06\/Donazione-di-immobili.jpg","datePublished":"2021-10-05T10:00:41+00:00","dateModified":"2025-10-07T15:34:50+00:00","author":{"@id":"https:\/\/www.francescopaese.it\/#\/schema\/person\/da8bab95b1c1f40c012d7b7ff82ca65c"},"description":"The donation can concern not only movable assets but also immovable assets, and in this article we will talk about the latter:","breadcrumb":{"@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/#primaryimage","url":"https:\/\/www.francescopaese.it\/wp-content\/uploads\/2021\/06\/Donazione-di-immobili.jpg","contentUrl":"https:\/\/www.francescopaese.it\/wp-content\/uploads\/2021\/06\/Donazione-di-immobili.jpg","width":1080,"height":540},{"@type":"BreadcrumbList","@id":"https:\/\/www.francescopaese.it\/en\/property-donation-lets-clarify\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.francescopaese.it\/en\/"},{"@type":"ListItem","position":2,"name":"Property Donation: Let\u2019s Clarify"}]},{"@type":"WebSite","@id":"https:\/\/www.francescopaese.it\/#website","url":"https:\/\/www.francescopaese.it\/","name":"Francesco Paese","description":"Consulente finanziario | Consulente patrimoniale | Chieri Torino","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.francescopaese.it\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.francescopaese.it\/#\/schema\/person\/da8bab95b1c1f40c012d7b7ff82ca65c","name":"Francesco Paese","sameAs":["https:\/\/www.francescopaese.it"],"url":"https:\/\/www.francescopaese.it\/en\/author\/frpaweb\/"}]}},"_links":{"self":[{"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/posts\/6083","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/comments?post=6083"}],"version-history":[{"count":2,"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/posts\/6083\/revisions"}],"predecessor-version":[{"id":6085,"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/posts\/6083\/revisions\/6085"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/media\/6082"}],"wp:attachment":[{"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/media?parent=6083"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/categories?post=6083"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.francescopaese.it\/en\/wp-json\/wp\/v2\/tags?post=6083"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}